Government Health Plans
Due to a sluggish economy, and a decline of employer sponsered health insurance plans many Americans are going uninsured. The U.S. Census states the uninsured rate is an all time high. Many just can not afford the rising cost of premiums.
If we want to change this number we need to make people aware of the government funded options. Many American’s are eligible for these plans and don’t even realize. One example is a growing family. Pregnant mothers and their families are often eligible.
Here you will find some basic information and resources regarding these programs. They all have different requirements. Maybe you can discover if you or someone you love is eligible for one of these government funded programs.
Medicare will cover anyone over the age of 65. It is not limited to only the elderly. It will also cover some people under 65 with a disability. And any age person facing End-Stage Renal Failure is eligible.
Medicare has a free plan called Part A (Hospital Insurance). For a small monthly fee you can purchase Part B (Medical Insurance). The Medical part can help with check ups and office visits. You can contact your local SSI office for more details.
Medicaid is another option. This program is for low income individuals and their families. Each State sets its own guidelines for eligibility. One person in the family may be eligible even if not all. Check the guidelines at your local Department of Human Services.
Children’s Health Insurance Plan, CHIP is a government plan that is administered by each State for lower income families to give children of these families medical and dental benefits. It is for children under 18 years of age. There is sometimes small fees associated with these benefits.
If you do not qualify for one of these plans you do not have to be one of the uninsured. Affordable health insurance can still be found on an individual bases. It may not be the most benefit rich plan you dream of, but it can cover the basics and eliminate some worries.
Originally posted 2009-03-12 10:32:02.
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